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Perspectives from our expert team of financial advisors

Sozo Insights

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Hidden Gems: Meet Steven Carroll of Sozo Private Wealth

By Steven Carroll, CFP®, RICP®, ChFC®, Partner and Private Wealth Advisor

August 2024

Steven Carroll shares an inside look on his journey to the career, challenges he’s experienced, and his perspective as a key leader for Sozo Private Wealth.  

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The Great Wealth Transfer is set to be a $90 trillion disappointment—especially for millennials

By Justin Neal, CEO, Partner and Private Wealth Advisor, CFP®, MSFS, ChFC®, CLU®, CASL®

August 2024

It turns out that all young adults might be inheriting nothing more than their parents’ tendency to fall asleep while watching TV or walk five feet ahead of their children on a family vacation. Quirks are easy, but getting money passed down seems to be a different and much trickier story.

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Happy extended family communicating while walking in autumn day on a hill.

Many Gen Zers Have $0 Saved for Retirement: What This Means for Long-Term Wealth

By Steven Carroll, CFP®, RICP®, ChFC®, Partner and Private Wealth Advisor

February 2024

A recent GOBankingRates survey of adults in America revealed that more than 25% of Gen Z haven’t started saving for retirement.

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Difficult > Complex

By Justin Neal, CEO, Partner and Private Wealth Advisor, CFP®, MSFS, ChFC®, CLU®, CASL®

July 2024

Recently, I had a conversation with a friend and mentor.  He reminded me that I should focus on doing the difficult, not the complex.

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Navigating College Costs

By Kyle Brady, Financial Planning Specialist, CFP®

May 2024

These days I am reflecting a lot on the things I wish someone had told a younger version of myself about navigating the cost of college.  As the father of a 10-month-old, I realize that before I know it, my son will be in college, so I am thinking a lot about his future and what I can do to help him.

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First Home Purchase

By Chris Hughes, Financial Planning Analyst

May 2024

My wife and I just conquered one of the biggest – and most expensive – ventures people go through in life: buying our first home. This is a unique experience where you build up a nice cushion of cash then suddenly spend it all!

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Permission to Ignore the Chatter

By Laura Swafford, Financial Planning Specialist, CFP

May 2024

I overheard an interesting conversation a few weeks ago at a dinner party. I visited some friends who were hosting a group of people I had just met. At one point, the conversation turned to finance and the infamous topic of "How much money do you need to retire?"

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Getting vs. Staying Wealthy

By Justin Neal, CEO, Partner and Private Wealth Advisor, CFP®, MSFS, ChFC®, CLU®, CASL®

May 2024

Financially speaking, I enjoy years like 2023…there are always surprises, but last year the surprises were mostly friendly ones! As we begin April, (I know you have all been looking forward to Financial Literacy Month!) I find myself reflecting on Chapter 5 in “The Psychology of Money” by Morgan Housel.  This chapter is about what it takes to get wealthy and what it takes to stay wealthy.

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